Holding and settling in fifteen currencies

Every ICB current account can now hold fifteen currencies side by side, with conversion at a published 0.35% spread and no fixed fee.

A current account now holds balances in fifteen currencies under one account number. Receiving in a supported currency credits that currency’s balance directly; there is no forced conversion at a rate you did not choose.

Conversion between your own balances is instant and priced at a 0.35% spread on the mid-market rate, with no fixed fee. The quote screen shows the rate, the spread, and the exact figure you will receive, and the quote holds while its countdown runs.

International transfers over SWIFT settle in two business days and are tracked end to end in the app — each hop is an entry you can see, not a status that says “processing”.

All announcements