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Working capital that moves with the shipment
Trade Finance
Letters of credit, documentary collections and invoice finance for companies that import and export — priced against the corridor you actually trade, with the shipment’s paperwork tracked at every hop.
0.35%
FX spread on trade corridors
Rates & fees
- LC issuance
- 0.75% per quarter
- Documentary collection
- 65.00
- Invoice finance
- from 9.4% APR
- Corridor FX
- 0.35% spread
What you get
Letters of credit
Issued against your facility with terms checked before issuance, so discrepancies are caught at draft, not at presentation.
Collections with status
Documentary collections tracked at every hop — dispatched, presented, accepted, paid — with documents attached.
Invoice finance to 85%
Advance up to 85% of an approved invoice the day you issue it; the remainder, less fees, when your buyer pays.
Corridor pricing
FX and fees quoted per transaction for the specific corridor, not a flat book rate padded for the worst case.
Who can apply
The headline criteria, stated plainly. Full eligibility is confirmed during the application itself.
You will need
- An ICB Business Current account
- Evidence of trading history in the corridor
- Underlying trade documents — contracts, invoices, transport documents
How it goes
Tell us about the business
Company details, ownership structure and what you expect to use the account for.
Verify the people
Every director and significant owner completes ID and liveness checks online.
Get to work
Most applications are decided within two business days, with the reasoning shown.
Questions, answered
How is corridor pricing set?
From the actual cost of moving and converting money on that route — correspondent fees, settlement time and FX liquidity. You see the full quote per transaction before committing, and it never changes after confirmation.
What does invoice finance cost?
From 9.4% APR on the advanced amount for the days it is outstanding, plus a per-invoice service fee quoted upfront. When your buyer pays, the advance settles and the remainder lands in your account.
Can I track where my documents are?
Yes. Each collection shows its status at every hop with the documents attached, and each payment shows its correspondent chain — you see the same timeline our operations team sees.
Open an account in under ten minutes
Verify your identity, choose your currency, and start moving money the same day.
Get started